onlinebingogcash| Is the head public offering capital chain broken? Investors receive "red-headed documents"... The truth is exposed!

It is difficult to prevent, a new type of "Li Ghost" financial fraud is coming.

Recently, a Chinese reporter from the brokerage learned exclusively from the fund industry that recently investors have received a "refund announcement" from "UBS Fund", "Foreign Exchange Fund" and "Penghua Fund", saying that the fund company's capital chain is broken and cannot continue to operate, so it is necessary to add QQ to deal with the refund. This kind of document is very realistic, with not only the "red seal" of the fund company, but also the "handwritten signature" of the legal representative of the fund company. The Chinese reporter of the securities firm learned from the fund company that this is the fraud of lawbreakers, and this kind of behavior also exists widely in trust, education and other fields.

Although fund companies have clarified repeatedly, new types of "Li Ghost" still emerge one after another. In particular, the name, mobile phone number and home address on the fake document delivery are exactly the same as the investors themselves. This can not help but make the market doubt whether the internal control of fund companies is in compliance (to ensure the information security of investors).Onlinebingogcash: how did the information of investors get out? Some analysts point out that traditional monitoring methods have some limitations in dealing with social media fraud. With the widespread use of artificial intelligence technology by lawbreakers, the fund industry urgently needs to combine new technologies for risk prevention. "

The claim that "the capital chain is broken" is quite "official".

According to a recent post on the social platform, the netizen received a document called "CIC UBS Fund refund announcement", which wrote: "CIC UBS is unable to continue to operate due to lack of capacity and poor management. write a letter officially announcing the withdrawal of all funds. At the same time, the document also said that in order to fully carry out the refund settlement, the CIC UBS Fund and the National 12315 platform have set up a special refund team, which requires investors to add customer service QQ to handle the refund.

On the face of it, this is an "official" document. The title of the document is not only marked "National 12315 platform", the lower right corner is even stamped with the official seal of CIC UBS Fund Management Co., Ltd., and on the left is the "handwritten signature" of Fu Qiang, the legal representative of CIC UBS Fund.

The Chinese reporter of the securities firm learned from UBS that the document did not come from UBS, and there was no incident such as "the capital chain was broken and could not continue to operate due to lack of capacity and poor management". "this situation is fraud.OnlinebingogcashWe made a statement. Other companies have received similar emails with the same template. " People related to the UBS fund clarified to the Chinese reporter of the brokerage.

According to a statement from the CIC UBS Fund, the CIC UBS Fund said there were cases of fraudulent use of the company's information to carry out illegal financial activities in the market. All the public disclosure information of the company and its funds is subject to the announcement of the designated information disclosure media and the company's only website. The company and its subsidiaries have never carried out agency stock trading, stock investment consultation and foreign exchange trading to the public, nor have they ever carried out the above activities in cooperation with any institution or individual. Investment and financial management should be carried out through formal channels, beware of fraud, and effectively protect their legitimate rights and interests from infringement.

Chinese reporters at brokerages also found that a similar pattern also happened to Huitianfu fund. The same forged documents and the same wording also have the "red-headed official seal" of the Huidianfu Fund and the "handwritten signature" of the legal representative Li Wen. Some fund personage said to the brokerage Chinese reporter that this kind of situation is not uncommon, in addition to the fund industry, it also exists in trust, education and other fields.

The fund subsidiary is also the target.

All along, illegal elements pretending to be fund companies (including employees, fund managers) to carry out illegal acts occur from time to time, fund companies also frequently issue clarification announcements. However, from the long-term follow-up of Chinese reporters of securities firms, similar cases of "high simulation" modus operandi such as "red head documents" and "company seals" mentioned above are still rare. Shanghai Orange Financial Information Service Co., Ltd. (hereinafter referred to as "Orange Golden Service") bluntly called it a new type of "Li Ghost".

A public offering market personage told the Chinese reporter of the brokerage that fund companies have come into contact with such complaints from time to time, first, they are in close contact with the customer service department or the e-commerce department. The details of all kinds of situations are different, but the tone is basically the same, all of which are illegal activities in the name of the company. Some of these activities involve illegal acts such as downloading unfamiliar APP and pulling group recommendations, but others involve financial fraud such as account opening and investment. "when issuing clarification announcements to the public, we generally follow the provisions of the announcement and generally do not disclose too many details."

According to flush (300033) iFinD statistics, as of May 9 this year has issued a similar clarification announcement, there are more than 10 fund companies. There are not only small and medium-sized public offerings such as Changsheng Fund, South China Fund and Mingya Fund, but also head offerings with high brand maturity, such as Wells Fargo Fund and Huatai Perry Fund.

For example, on May 7, the Clay Innovation Fund pointed out in a clarification announcement that recently, some lawbreakers imitated the names of companies and employees, forged financial institution certificates, and induced investors to click on unknown links and download mobile applications (APP) such as "Clay Fund" and "Clay General Office" under the banner of "education platform refund". By means of "buy funds first, then refund training fees", they carried out illegal profit-making behavior. Swindle investors out of money.

According to the Anxin Fund's previous announcement, the fund subsidiary has become the target of "Li Ghost". Some lawbreakers fake Anxin funds and subsidiaries (Anxin Qiansheng Wealth Management (Shenzhen) Co., Ltd.) and company employees to fabricate investment training organizations, release false information, mislead investors, and are suspected of carrying out fraudulent activities against investors. Anxin Fund stressed that the company's subsidiaries and employees of the company and subsidiary companies did not provide public investors with any securities consulting services such as investment analysis, forecasts or suggestions on individual stocks and coupons. Do not participate in any offline meetings or online communities (including live broadcasts, etc.) held in the name of the company and subsidiaries.

How did investor information get out?

In fact, fund companies have carried out relevant work on the popularization of fraud prevention since 2024. In addition, since the beginning of this year, the securities regulatory bureaus of Sichuan, Hebei and other places have stepped up the relevant risk tips. But even so, new types of "Li Ghost" continue to emerge.

Tangerine Financial Service said that fund companies encountered the "Li Ghost" incident, resulting in losses for investors occurred from time to time, fraud methods emerge one after another: download to a fake public offering APP, the principal of the investment disappeared; forward the download link can be withdrawn, and then the bank card is stolen. Using forged company business license and impersonating the identity of our employees, through QQ groups, APP clients, fake website links and other ways to induce investors to transfer funds to unknown accounts, and so on.

Chinese reporters from brokerages found that after the case of "Li Gou" of UBS and Huitianfu Fund, the market's calls for information protection for investors, fund companies and other parties also increased.

Investors who received the above-mentioned "red head documents" asked: "the name, mobile phone number and home address on the express delivery of the refund notice I received are exactly the same. The key is that I also invested in this fund company (China Investment UBS Fund). How did my information be leaked? " Another fund personage said to the Chinese reporter of the brokerage: "this kind of official seal is actually very easy to imitate. Why did'Li Gui 'choose this fund company?"

"it has something to do with the channels through which funds are purchased. At present, most investors buy through third-party channels, and most of the information is left in the third-party channels. It is difficult to say whether these channels have leaked information. The probability of information leaking out from fund companies may not be very high. " The above-mentioned fund source said.

With the popularity of social media and the rapid spread of information on social media platforms, the risk of disclosure of users' privacy increases, and fraudsters use it to carry out criminal activities, bringing losses to users and enterprises. At the same time, investors have a large capital scale and high information value, so they are easy to be coveted by fraudsters. " Tangerine Golden Service said that from the user's point of view, fraudsters impersonating fund companies are easy to make customers suffer fraud and property losses. From the point of view of the fund company, the fund company has been falsely used its identity, "lack of ability and poor management, resulting in broken capital chain and can not continue to operate" and other words have tarnished the brand image and research ability of the fund company. at the same time, investors will also doubt whether the internal control of the fund company is in compliance (to ensure the information security of investors), damaging the reputation of the fund company.

Tangerine Golden Service pointed out that investors have high expectations of fund companies on how to prevent "Li Ghost" fraud. they think that discovering "Li Gai", reducing "Li Gai" and reminding investors to pay attention to "Li Gai" all belong to the scope of responsibility of fund companies. "however, the concealment of crimes committed by the Internet is strong and convenient, and traditional monitoring methods have certain limitations in dealing with social media fraud, and the false content monitoring mode based on passive defense has been challenged. Fund companies are also unable to guard against such lawbreakers. With the widespread use of artificial intelligence technology by lawbreakers, the fund industry urgently needs to combine new technologies for risk prevention."